Mood-Smart Money Tracker
Understand your money.
Understand yourself.
A private, emotion-aware expense tracker for iPhone. Log what you spend, tag how you felt, and see the patterns that numbers alone can't show you.
What it does
Mood-Linked Tracking
Tag every expense as happy, stressed, bored, social, impulse, or planned.
Budget Streaks
Set a daily budget and build a streak for every day you stay under it.
Mood Analysis
See exactly how your emotions move your spending, week over week.
Reports & Calendar
Category breakdowns, spending trends, and a colour-coded budget calendar.
Financial Health Score
A monthly 0–100 score across budget adherence, consistency, balance and control.
What-If Simulator
See what cutting one category by 20% would save you over the next year.
Private by design
The app has no servers, no accounts, and no tracking. Everything you enter is stored locally on your iPhone using Apple's Core Data. Nothing is sent anywhere.
- No sign-up, no email, no password
- No analytics, advertising, or third-party SDKs
- Works fully offline
- Optional iCloud Sync (Pro) stores data in your iCloud account, encrypted by Apple — not ours
Read the full Privacy Policy.
Free and Pro
Unlimited expense tracking, 10 categories, budgets, streaks and 30 days of reports are free forever. Pro unlocks the deeper analytics.
Prices in USD and may vary by region. Subscriptions auto-renew unless cancelled at least 24 hours before the period ends. See Terms of Use.
More apps
Other iPhone apps from the same studio.